Fund DCA Calculator
Simulate monthly fund investments with compound returns. Compare multiple annualized rate scenarios on one trend chart: total invested, final value and gains for each scenario.
Total invested · 60,000
Investment trend by scenario
What is it
Investing a fixed amount every month lets the market do the work: each contribution grows with compound returns until the end. Three annualized rate scenarios — conservative, steady and aggressive — show how the same plan behaves under different markets, so you can set expectations before you start.
Notes & fun facts
Dollar-cost averaging is how most people build wealth quietly: same amount, every month, no timing. The curves show why patience matters — in the early years the invested baseline and the market value are close, then compounding slowly pulls them apart.
Origin & history
Monthly systematic investment plans became popular in mutual funds from the 1980s onward, and regulators have long promoted them as a healthier habit than timing the market. This calculator follows the standard future-value-of-annuity formula used in fund prospectuses.
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