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Annualized Return Calculator

Turn an investment term result into its annualized return — compound and simple — and convert 7-day annualized yields into daily per-10k income.

Annualized rate (compound) · 10.00%

Total return2,100.00
Simple return rate21.00%
Annualized rate (compound)10.00%
Annualized rate (simple)10.50%
Estimates for reference only; not investment advice. Rates are assumptions.

Growth curve at your annualized rate

7-day annualized conversion

Daily income per 10k0.6849
7-day income per 10k4.79
Yearly income per 100k2,500.00

What is it

A 20% gain over three years is not 20% per year. Annualizing compounds the growth rate back to a per-year figure so returns of different terms become comparable — this is the same math banks use for your deposits.

Notes & fun facts

The same 1,000 grows to 1,100 in a year (10%) but needs 4.6 years to double (72 rule); annualizing lets you compare a 90-day product with a 3-year bond at a glance.

Origin & history

Compounding appears in Renaissance-era mathematics; the “rule of 72” became popular with investors centuries later. 7-day annualized yield is a Chinese money-market convention since the 2010s for daily NAV funds.

Related keywords

annualized return calculatorannualized ratecompound annual growth rateinvestment term returnsimple interest
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